Learn to become financially fit with Allio’s guides to saving, budgeting, and building wealth.
By Mike Zaccardi, CFA, CMT
January 5, 2024
What’s My Net Worth? Understanding the Keys to Building Wealth.
Your net worth, the difference between the value of your assets and liabilities, holds the key to financial independence.
By Mike Zaccardi, CFA, CMT
December 8, 2023
Year-End Financial Checklist: 9 Tips to Maximize Your Money
Your end-of-year financial checklist. Maximize investments, manage taxes, and optimize benefits for a stronger 2024.
By Mike Zaccardi, CFA, CMT
December 7, 2023
The Ultimate Guide to Paying Off Your Student Loans
A comprehensive guide to paying off your student loans. Conquer student loan debt with strategic payments, budgeting, and income growth.
By Mike Zaccardi, CFA, CMT
December 6, 2023
Unwrap Financial Bliss: Master Your Holiday Budget with 7 Genius Hacks
Elevate your festive season with our holiday budget guide. Discover savvy tips to celebrate joyfully while keeping your finances in check.
By Bill Chen, CFA
November 2, 2023
Why Savings Accounts Are Useless in This Economic Climate
Using your savings account to build wealth? Think again. Your savings account may actually be causing you to lose money over time.
By Bill Chen, CFA
November 1, 2023
How to Invest in Real Estate with Little Money
Are you interested in investing in real estate? Here are the 4 most common ways to invest in real estate, including investing in REITs.
By Bill Chen, CFA
October 31, 2023
How to Save and Budget for a New Car
Thanks to inflation and scarcity, affording a new car has become a heavy lift. Here's how careful planning can help you buy a new ride.
By Bill Chen, CFA
October 30, 2023
3 Ways to Start Investing in Your 20s — and 1 Big Reason to Start Right Now
While massive debt and high inflation can make it tough to save for the future, there are a few easy ways to get started.
By Mike Zaccardi, CFA, CMT
October 29, 2023
8 Things You Need To Know Before Buying Your First Home
Get ready for home ownership with 8 things you need to know before buying your first home.
By Bill Chen, CFA
October 28, 2023
Should I Pay Off Debt or Save for Retirement?
Here are 4 questions to help you determine whether you would be better off paying off your debt or beginning to invest.
By Bill Chen, CFA
October 27, 2023
Slow and Steady Investing Wins the Race
While it’s tempting to try and make a lot of money quickly in the market, slow and steady investing has proven itself time and again.
By Bill Chen, CFA
October 26, 2023
Black Swan Life Events & Why You Should Build an Emergency Fund
Everybody needs an emergency fund. Here’s a look at the role emergency funds play in protecting us.
By Bill Chen, CFA
October 25, 2023
Want to Retire by 40? Here’s How Much You’ll Need to Save.
A look at Financial Independence, Retire Early (FIRE)—the favored philosophy of the “early retirement curious” audience.
By Bill Chen, CFA
October 24, 2023
Top 5 Ways to Save Money when Living in a City with a High Cost of Living
It can be hard to save money when you’re living in a city with a high cost of living. Here are 5 tips that can help.
By Bill Chen, CFA
October 23, 2023
Top 5 Globally Effective and Simple Ways to Save Money
There’s no one right way to save money. Here’s a look at 5 savings strategies from around the world that you can consider.
By Bill Chen, CFA
October 22, 2023
Renting vs Buying Your First Home - A Practical Guide
Not sure whether you should buy or rent a home? Here’s a look at the cases for and against buying so you can make a more informed decision.
By Mike Zaccardi, CFA, CMT
October 21, 2023
Avoiding Investor Inertia
Dreaming about financial freedom? Here are the steps that you can take to finally start investing and working toward your goals.
By Bill Chen, CFA
October 20, 2023
Top 5 Personal Finance Myths Deconstructed
There are many myths and misconceptions when it comes to saving. Here, we cut through the noise and empower you to reach your savings goals.
By Bill Chen, CFA
October 18, 2023
The ‘Starve and Stack’ Method for Saving and Investing
Want to supercharge your saving and investing efforts? The Starve and Stack method can help you do exactly that.
By Bill Chen, CFA
October 17, 2023
Why Harvesting Your Tax-Losses Doesn’t Always Make Sense for Younger Investors
Tax-loss harvesting can be a powerful tool to reduce your tax burden. But sometimes, tax-gain harvesting also makes sense.
By Joseph Gradante, Allio CEO
October 16, 2023
Kakeibo: The Japanese Budgeting Technique that Yields Results
Kakeibo is a Japanese budgeting technique that you can use to track your expenses and reach your money goals.
By Mike Zaccardi, CFA, CMT
October 15, 2023
Your Comprehensive Guide to Employee Stock Options: Types, Taxes, and Valuation
Here's your comprehensive guide to employee stock options, including how to value your options, and how they're taxed.
By Mike Zaccardi, CFA, CMT
October 14, 2023
What Exactly Is a 401(K) & How Does It Work?
Contributing to your 401(k) can fast-track your path to retirement. We break down what you need to know about this retirement savings plan.
By Mike Zaccardi, CFA, CMT
October 13, 2023
All About IRAs: A Guide to the Most Popular Retirement Account
An IRA is one of the most popular ways people save for retirement. Get to know the rules. limits, and even a bit of investing strategy.
By Mike Zaccardi, CFA, CMT
October 12, 2023
All About Credit: Understanding Credit Scores
There are several factors that go into determining your credit score – knowing them can help you build a solid credit profile.
By Mike Zaccardi, CFA, CMT
October 11, 2023
How Interest Rates Impact You and the Economy
Changes in the level of interest rates have an impact on nearly all facets of the economy, but there are ways to not only protect yourself.
By Mike Zaccardi, CFA, CMT
October 10, 2023
Overcoming Burnout: Strategies for Financial & Mental Wellness
Reclaim your financial & mental well-being with tips to conquer personal finance burnout for lasting resilience and financial wellness.
By Mike Zaccardi, CFA, CMT
October 9, 2023
Improve Your Money Mindset: 9 Tips to Transform Your Relationship With Money
Nine tips to help you transform your money mindset. Discover how to overcome limiting beliefs, align your finances, and conquer challenges.
By Mike Zaccardi, CFA, CMT
October 8, 2023
7 Steps to Financial Wellness: What Millennials and Gen Z Can Start Doing Today
From simplified budgeting to strategic debt management, pave your way to financial independence and well-being, one step at a time.
By Mike Zaccardi, CFA, CMT
October 7, 2023
Guide To Compounding: What It Is, How It Works, and How It Can Unlock Financial Freedom
Unlock the magic of compounding to build lasting wealth. Learn how compounding works, its impact on portfolios, and why time is your ally.
By Mike Zaccardi, CFA, CMT
October 6, 2023
How to Avoid Lifestyle Creep: Smart Strategies for Managing Your Finances and Living Within Your Means
Are you stuck in a cycle of ever-increasing spending, despite earning more money? Learn about lifestyle creep and how to avoid it.
By Mike Zaccardi, CFA, CMT
October 5, 2023
The Rainy Day Fund: What It Is and Why You Should Have One
Are you ready for a rainy day? Here's why a smart financial plan includes setting aside some cash for unexpected expenses.
By Mike Zaccardi, CFA, CMT
October 4, 2023
12 Questions to Ask Before Deciding Whether to Rent or Buy a Home
12 questions to ask yourself before buying a home in today’s challenging market.
By Mike Zaccardi, CFA, CMT
October 3, 2023
The Ultimate Personal Finance Hack - Sinking Funds for Stress-Free Money Management
Learn how this personal finance hack can help you build a secure financial future through automation and strategic planning.
By Mike Zaccardi, CFA, CMT
October 2, 2023
Health Savings Accounts: The MVP of Your Retirement Investing Plan
Did you know your HSA is a powerful investing tool? Enjoy triple tax advantages, lower premiums, and investment opportunities.
By Mike Zaccardi, CFA, CMT
October 1, 2023
8 Strategies to Get Your Credit Card Debt Under Control
Whether you're paying off one card, or have debt on multiple cards, here are 8 strategies to help you get your finances under control.
By Bill Chen, CFA
June 19, 2023
Portfolio Crashing? Don’t Panic: Your Guide to Current Market Events
When the market crashes, it’s natural to panic—but you don’t need to. Here’s a look at what’s causing recent market turmoil.
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