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Mission

Team

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Invest

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Mission

Team

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“A dream you dream alone is only a dream.

A dream you dream together is a reality.

“A dream you dream alone is only a dream.

A dream you dream together is a reality.

John Lennon

“A dream you dream alone is only a dream.

A dream you dream together is a reality.

John Lennon

Allio's team has been assembled bringing together the best minds in finance, product, design, and operations to bring our clients the best finance experience ever.

Joseph Gradante

CEO

Joseph is a finance vet from NYC whose Aunt & Uncle helped pioneer the formation of the early hedge fund industry. He has an extensive background in capital markets, having spent several years as a buy-side global macro strategist, sales trader, and private money manager.

A natural entrepreneur who graduated during the ‘Great Recession’ he feels a special kinship and responsibility to Gen Z and Millenials to help them adapt to the new structural changes in the global economy. He used his experience navigating business cycles as the inspiration to build an investment app that truly gives all people access to advanced savings and investment strategies designed to hedge inflation by optimizing upside potential with downside protection via a combination of ML and human oversight via the Allio finance team.

He currently resides in Lake Oswego, Oregon with his 2 playful French Bulldogs Giuseppe and Moe.

Joseph Gradante

CEO

Joseph Gradante

CEO

Pablo Fernandez

Head of Engineering

Pablo brings a rich history of entrepreneurial and technical leadership to his role at Allio, where he applies his extensive experience in fintech and building startups to pioneer access to advanced investing strategies for the everyday investor. With dual degrees in Computer Science and Digital Media, he merges technical skills with a commitment to delivering a world-class customer experience. His blend of tech acumen, design prowess, and entrepreneurial spirit makes him a driving force in the tech and financial sectors, continually striving to impact the industry and nurture the next generation of innovators.


But don’t let his professional achievements fool you—Pablo is just as likely to engage in a friendly boxing match or lead a spontaneous trail run as he is to spearhead groundbreaking projects.

Pablo Fernandez

Head of Engineering

Pablo Fernandez

Head of Engineering

David Chen

Principal Engineer

David is a tech enthusiast with an analytical prowess for building innovative systems. He holds a B.S. in Civil Engineering from U.C. Berkeley and a Masters in Structural Engineering from MIT, but the rapidly growing web technologies inspired him to solve larger-scale problems as a full-stack software engineer.

Before co-founding Allio, David spent several years as a Senior Software Engineer at Minted, where he built integrated BIM tools and led multiple discipline teams aimed at improving user experience and conversion rates. When he is not at his computer, David enjoys hiking, snowboarding, exploring nature, and taking photos.

He currently lives in San Francisco, California.

David Chen

Principal Engineer

David Chen

Principal Engineer

An illustration of Allio Director of UX Ben Bryant

Ben Bryant

Director of UX

Ben started his design aspirations painting and doing murals at a young age, this evolved to designing applications. Joining the Marines out of high school helped Ben build his team mentality that he pushes today. He has worked in the fintech industry for the past 6 years at a publicly traded company. He strives to put the customer first in everything he does. Ben thinks the financial sector has yet to hit the 21st century in how they create products for their customers.

If you don’t find Ben behind his screen, check in the sawdust because he also enjoys spending time creating custom furniture for friends and family.

An illustration of Allio Director of UX Ben Bryant

Ben Bryant

Director of UX

An illustration of Allio Director of UX Ben Bryant

Ben Bryant

Director of UX

Daniel Smith

Brand Creative Director

Daniel is, first and foremost, an artist. With an MFA from the University of Southern California's prestigious School of Cinematic Arts, he has dedicated both his personal and professional life to producing meaningful, innovative content. He applies this passion for art and design across the Creative Marketing landscape, having worked within Creative Strategy, Content Creation, and Art Direction with powerful brands including Meta, Lyft, and Live Nation Entertainment. His free time is spent drawing, painting, and having full conversations with his dog.

Daniel Smith

Brand Creative Director

Daniel Smith

Brand Creative Director

Lesley Yarbrough

Product Manager

Lesley is a Jill of all trades with a background in the arts and 16+ years of experience helping tech startups build B2B, B2C, mobile, and Fintech products. A lover of wearing many hats—both literally and figuratively—her career has spanned across community management, marketing, technical support, operations, and product. With this blend of experience she brings a unique perspective to building products at Allio that is driven by creating simplified solutions and an exceptional customer experience.

When she is not helping teams build amazing products, you’ll find her working in her garden, running long distances, or playing with her three dogs.

Lesley Yarbrough

Product Manager

Lesley Yarbrough

Product Manager

Whitney Fenzel

Director of Growth Marketing

Whitney has been a driving force in the digital marketing realm for over a decade, with a proven track record of success in various capacities, mainly focused on agencies and start-ups. She focuses on leading the creative and strategic direction of companies’ online marketing efforts across multiple platforms, while developing and fostering talented teams of digital marketing efforts. She has a deep understanding of the needs and challenges in the programmatic ecosystem, while building solutions across omnichannel landscapes to help businesses reach target audiences at scale.
When she’s not heads-down in the marketing world, she loves to be outside with her two rescue dogs. She also loves to visit local breweries, bake the best sourdough bread, remodel her home and challenge family and friends to game nights.

Whitney Fenzel

Director of Growth Marketing

Whitney Fenzel

Director of Growth Marketing

Chris Egloff

Head of Architecture

With a distinguished career in datacenter and then later in cloud architecture, Chris has been at the forefront of designing and executing sophisticated datacenter and cloud solutions. His work has been instrumental in enhancing the operational capabilities of the United States Pacific submarine fleet, ensuring reliable and secure data management within the depths of the ocean. In the energy sector, Chris was responsible for architecting and implanting the datacenters that allow for the operation of a major portion of the US power grid in Colorado, New Mexico, Nebraska, Wyoming, and Arizona. Furthermore, his strategic vision has guided Fortune 100 and even state governments through the complexities of digital transformation, allowing them to take advantage of the cost and speed benefits of native cloud application architectures. Chris's expertise in navigating the intersection of technology and strategy has solidified his reputation as a leader in the field of cloud and automation infrastructure development.

Chris Egloff

Head of Architecture

Chris Egloff

Head of Architecture

AJ Giannone, CFA

Chief Investment Officer

AJ is a CFA charter holder with over 10 years of experience in portfolio management and capital markets. As the CIO of Allio, AJ drives the company’s investment decision making across strategies and portfolios. His focus is on creating and managing investment portfolios that bring differentiated investment experiences to a new generation of macro-focused investors.

He believes investors have historically been underserved by the investment industry and is deeply passionate about finding new ways to improve the investment experience for Allio’s clients. One of his top priorities at Allio is to help build a platform that sets new standards for investor experiences and investor transparency. 

Prior to joining Allio, AJ served as CIO, Senior Portfolio Manager, and Head Trader for various other leading investment managers, hedge funds, and family offices. He currently resides in Collegeville, Pennsylvania with his wife and son. In his free time, he enjoys spending time with his family, playing ice hockey, mountain biking, snowboarding, and sports car racing.

AJ Giannone, CFA

Chief Investment Officer

AJ Giannone, CFA

Chief Investment Officer

Adam Damko, CFA

Lead Quantitative Analyst / Advisor

Adam has over ten years of experience in creating machine learning models for financial and economic analysis. He has worked for multiple companies growing his passion for investing and technology along the way. Adam is enthusiastic about building automated investing models. He uses machine learning to forecast relative returns for thousands of companies. Taking the highest conviction forecasts, Adam creates optimized portfolios with the goal of making portfolios with market-beating risk-return profiles.

Adam is a Chartered Financial Analyst (CFA). He currently resides in Wisconsin with his wife and enjoys playing some golf in his spare time.

Adam Damko, CFA

Lead Quantitative Analyst / Advisor

Adam Damko, CFA

Lead Quantitative Analyst / Advisor

Jonathon Gray

Senior Full Stack Engineer

Jonathon is a full stack engineer with over ten years of experience across a broad range of industries (health, finance and sports science). Prior to joining Allio, Jonathon worked on modernizing clinical programs, replacing traditional methods with modern efficient software. Jon enjoys learning new technologies and libraries, really likes coffee, and can beat anyone down a mountain (pick a way).

He currently resides near Sacramento, California with his wife and 3 kids.

Jonathon Gray

Senior Full Stack Engineer

Jonathon Gray

Senior Full Stack Engineer

An illustration of engineer Jacob Cohen

Jacob Cohen

Full-Stack Software Engineer

Jacob comes to us from Titan, where he was a software engineer on the content and retirement funding team. He brings over 6 years of financial technology development experience to the Allio team. Jacob loves the challenge of helping a startup to find market fit and financial success.

An illustration of engineer Jacob Cohen

Jacob Cohen

Full-Stack Software Engineer

An illustration of engineer Jacob Cohen

Jacob Cohen

Full-Stack Software Engineer

Shiley Johnson

Director of Operations

Shiley is an accomplished business operations leader with a passion for developing practical business solutions that drive growth. Over his 15 years of experience in consulting and technology services, Shiley has enjoyed building a portfolio of highly accomplished teams that produce amazing results. He has a passion for understanding the way things work and his formal education in Physiology from the University of Colorado and an MBA from the University of Denver are evidence of such.

Shiley is a rare, but proud, Colorado-native raising his Colorado-native family with his Colorado-native wife to appreciate the way things used to be when they were kids.

Shiley Johnson

Director of Operations

Shiley Johnson

Director of Operations

Chris Morgan

Director of Customer Service

Chris is a Springfield, Missouri native, now living in Brooklyn, New York. He has over 10 years of experience in financial management and investor relations, where he has been able to use his enthusiasm for financial literacy and education to help investors achieve their financial goals. Additionally, with masters degrees in International Economics and American Foreign Policy from Johns Hopkins University, Chris brings a comprehensive global mindset and macro focus to the role.

When he’s not working with Allio investors, Chris is an avid runner, reader, part-time musician, and loves to get out of the city and into nature.

On why he wanted to join Allio: “I love that Allio is making sophisticated investing more accessible. I believe that everyone deserves to learn and grow their wealth on their own terms, and Allio is empowering investors to make that possible. Their intense focus on providing the best experience for investors is unmatched in fintech, and they truly want to change the world of finance for the better. Additionally, the Allio team is incredibly creative and hard working, and truly dedicated to their investors.”

Chris Morgan

Director of Customer Service

Chris Morgan

Director of Customer Service

Tyler Goering, CFA, CAMS

Chief Risk Officer

Tyler is a seasoned finance professional with over 10 years of experience in institutional trading. Over the course of his career, he has traded everything from mutual funds to alternative investments to bonds, but his primary emphasis has been on equities, ETFs, and options. Tyler is a CFA charter holder and a Certified Anti Money-Laundering Specialist, in addition to holding FINRA Series 7, 9, 10, 52, 57, and 66 licenses. He is driven by a passion for markets, a duty to advance the education of market participants, and a desire to see others feel in control of their financial future.

When he is not trading you can find him playing drums or guitar, fly fishing along one of Colorado’s many great rivers, at the gym, or building LEGOs in the basement.

Tyler joined Allio because he loves the idea of having a professional portfolio manager in your pocket. Allio takes the complexity out of investing and makes it very approachable for all. Additionally, he loves the educational content that comes with the product. Informed investors are good investors and he am proud to be part of an organization that champions spreading knowledge to all.

Tyler Goering, CFA, CAMS

Chief Risk Officer

Tyler Goering, CFA, CAMS

Chief Risk Officer

Andrew Ditto

Head of QA

After graduating with a BA in chemistry,  Andrew quickly discovered that he’d rather be working in software. He got his first QA job at a small startup, and found a passion for making great products. During that time, he discovered the joy that comes with working with people who are passionate about what they do. Outside of work Andrew loves to read, play board games, and go on walks with his family.

Startups live and die on the passion of their first team members. Everyone has to be willing to dive in, sacrifice, and do things that are hard. At Allio, Andrew sees a team being built of people that are want to create a great product and experience for their users. People that are willing to try new and crazy things, and most importantly: People that are passionate about getting things done. The greatest times of growth he seen in his life is when he is surrounded by people like that, because they support him, and push him to grow beyond what he previously though he was capable of.

Andrew Ditto

Head of QA

Andrew Ditto

Head of QA

Our team has been formed at the following companies & universities

Learn what unites us as a company.

our mission

Learn what unites us as a company.

our mission

Learn what unites us as a company.

our mission


The information furnished on this website is for informational purposes only. The information does not and should not be considered to constitute an offer to buy or

sell securities, tax, legal, financial, investment, or other advice The investments and services offered by us may not be suitable for all investors. If you have any doubts

as to the merits of an investment, you should seek advice from an independent financial advisor.


The information furnished on this website is for informational purposes only. The information does not and should not be considered to constitute an offer to buy or

sell securities, tax, legal, financial, investment, or other advice The investments and services offered by us may not be suitable for all investors. If you have any doubts

as to the merits of an investment, you should seek advice from an independent financial advisor.


The information furnished on this website is for informational purposes only. The information does not and should not be considered to constitute an offer to buy or

sell securities, tax, legal, financial, investment, or other advice The investments and services offered by us may not be suitable for all investors. If you have any doubts

as to the merits of an investment, you should seek advice from an independent financial advisor.


The information furnished on this website is for informational purposes only. The information does not and should not be considered to constitute an offer to buy or

sell securities, tax, legal, financial, investment, or other advice The investments and services offered by us may not be suitable for all investors. If you have any doubts

as to the merits of an investment, you should seek advice from an independent financial advisor.