Questions, answered plainly

Altitude AI is the financial-intelligence engine built by Allio Capital. It combines LLM investment reasoning, quantitative portfolio optimization, and macro-regime intelligence in a single interface — delivered through an advisor dashboard and a developer API. It's an intelligence layer, not a data feed.

Market-data and fundamental APIs (Polygon, Alpha Vantage, Morningstar) give you raw data but no reasoning or analytics layer. General LLMs (OpenAI, Anthropic) give you reasoning but no financial domain knowledge, no portfolio math, and no live portfolio or macro context. Altitude AI is the bridge: domain-specific AI reasoning combined with quantitative portfolio analytics and macro context, designed for developers.

Allio Capital is the parent company. Altitude AI is the financial-intelligence engine that powers everything. Smart Portfolios is the productized output — the regime-aware, explainable portfolios and analysis delivered to advisors and through the API.

A trained regime model that classifies the current market environment across two axes — inflation/deflation and growth/decline — into four regimes (Reflation, Goldilocks, Stagflation, Deflation), refreshed monthly. Allocations and analysis are reasoned against the current regime so the 'why' is always explicit.

Yes — a two-week free trial of the advisor platform, no credit card required. You can build or import portfolios, run AI analysis, and export reports during the trial.

Yes. Every allocation is reasoned against the current macro regime with position-level commentary, and you can export a clean, branded PDF report. Output is analytical and informational, designed to make the reasoning clear rather than opaque.

No. Altitude AI is software and analytics that support your workflow; its output is analytical and informational only and does not constitute investment advice or a recommendation. You remain responsible for any advice you give your clients.

The platform is live today. Start the trial, connect your holdings, and you can have explainable analysis the same day — there's no data pipeline to build and no model to train.

Create a free account on the developer portal at developer.alliocapital.com, grab an API key, and make a live call in minutes. No sales call required, and the docs are public so you can evaluate before signing up.

Yes. The chat API is available as an OpenAI-compatible endpoint — point your existing OpenAI SDK at api.alliocapital.com, swap in your Altitude AI key, and your app gains financial-domain intelligence with no rewrite.

A remotely hosted MCP (Model Context Protocol) server exposing 43+ pre-built financial-intelligence tools. Connect an AI agent once and it can call any tool mid-conversation, with schemas auto-discovered at connection time. Inputs are validated before reaching internal services.

Four: the REST API, the remotely hosted MCP server, the OpenAI-compatible chat endpoint, and AI agent framework integration. OAuth 2.0 is live for user-scoped flows, and an embeddable widget is coming in Q3 2026.

Free during the two-week trial. Paid plans are Advisor at $79/mo and Pro at $179/mo, with custom Enterprise pricing. Plans are per seat, billed monthly, with no long-term contract — add or remove seats anytime. See the pricing on the Platform page.

There's a free tier (1,000 calls/mo). Paid plans are Personal at $15/mo, Builder at $299/mo, and Growth at $999/mo, with custom Enterprise limits. Overage billing is available on Builder and above so usage continues uninterrupted when you exceed monthly limits.

Yes. Annual billing gives you two months free (~17% off) compared to paying monthly.

On Builder and above, usage continues automatically past your monthly limits and is billed at month end: Portfolio & Regime calls at $0.02/call, ETF & Ticker lookups at $0.005/call, and AI tokens at $15 per 1M tokens.

No to all three — by design. Altitude AI takes no custody of assets, has no trade-execution or broker-connectivity paths, and gives no personalized advice to your end clients. It's an analytics layer: you bring holdings, it returns computed analysis with an analytical-only disclaimer, and you remain responsible for your own regulatory compliance.

Defense in depth: AWS WAF and CloudFront at the edge; API keys SHA-256 hashed at rest with OAuth 2.0 for user flows; TLS 1.3 in transit and AES-256 at rest; strict multi-tenant isolation; and comprehensive audit logging of authentication and data-access events.

A SOC 2 Type II audit engagement has been initiated, targeting completion in H2 2026. GDPR data-residency controls are planned for a later phase. We state our compliance status honestly rather than implying certifications we don't yet hold.

The platform runs on managed, multi-AZ cloud infrastructure — private networking, horizontal autoscaling, managed databases and caching, and managed AI inference — the same hardened stack that powers our live advisor platform.